Translation for "asuntovelallisten" to english
Translation examples
Voimakkaimmin velkaantuneiden asuntovelallisten – eli niiden velallisten, joiden velka on yli 400 % suhteessa käytettävissä oleviin tuloihin – lukumäärä ja osuus a
The most highly indebted mortgage holders – with a ratio of debt to disposable income above 400% – have decreased in number since 2010, as has their share of aggregate housing debt. Moreover, the share of housing loans in banks’ lending to households and non-financial corporations has contracted in response to the slow growth in the housing loan stock (see Charts 3 and 5 in article ‘High housing debt increases risks to financial stability’).
Suomen rahoitusjärjestelmän vakauden turvaamiseksi Finanssivalvonnan johtokunnalla tulisi olla riittävät välineet 1) asuntovelallisten maksukyvyn ja -varan riittävyyden, 2) asuntolainojen luototussuhteiden kohtuullisuuden ja 3) luottolaitosten omien varojen riittävyyden varmistamiseksi (kuvio 3).
With a view to safeguarding the stability of the Finnish financial system, the macroprudential decision-making body in Finland – the FIN-FSA board – should have access to appropriate instruments for ensuring 1) the sufficiency of the repayment capacity and financial margin of mortgage holders, 2) reasonable LTV ratios for housing loans and 3) the sound capital adequacy of credit institutions (Chart 3).
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